Terms of Service

1. Acceptance of Terms

By accessing and using TaxPlanner Malta ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

TaxPlanner Malta provides tax management software specifically designed for Malta's self-employed community and the accountants who serve them. Our service includes:

• Income and expense tracking
• Malta tax calculations (Income Tax, VAT, Social Security)
• TA22 and TA24 form generation
• Tax deadline alerts and notifications
• Financial reporting and compliance tools

3. User Accounts and Registration

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

4. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Violate any laws in your jurisdiction
• Transmit any harmful or malicious code
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Use the Service to provide tax advice without proper qualifications

5. Payment and Billing

Paid subscriptions are billed in advance on a monthly or annual basis. You agree to:

• Pay all fees associated with your chosen plan
• Provide current and accurate billing information
• Notify us of any changes to your payment information

We reserve the right to suspend or terminate your account for non-payment. Refunds are provided according to our refund policy.

6. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. By using the Service, you consent to the collection and use of your information as outlined in our Privacy Policy.

You retain ownership of your financial data. We will not share your personal financial information with third parties except as necessary to provide the Service or as required by law.

7. Intellectual Property

The Service and its original content, features, and functionality are owned by TaxPlanner Malta and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Disclaimers and Limitations

Tax Advice Disclaimer: TaxPlanner Malta provides software tools for tax calculation and compliance but does not provide tax advice. The Service is not a substitute for professional tax advice. Users should consult with qualified tax professionals for specific tax situations.

Accuracy: While we strive to provide accurate calculations based on current Malta tax laws, we cannot guarantee the accuracy of all calculations. Users are responsible for verifying all tax calculations and submissions.

Service Availability: We aim to provide continuous service but cannot guarantee 100% uptime. We are not liable for any losses resulting from service interruptions.

9. Limitation of Liability

In no event shall TaxPlanner Malta be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

You may terminate your account at any time by contacting us. Upon termination, your right to use the Service will cease immediately.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Malta, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Malta.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at: